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Thrive Investment Bites
Learn everything you need to know about investing and building a property portfolio. Want to get tailored financial advise to allow you to achieve your goals? Book a 15 minute call with one of our advisers to learn more.
Property Investment Case Study: How Emma and Josh Used Property Investment to Rewrite Their Financial Future
In years gone by, TC Ratings were important when assessing the risk of an investment. But now, things have changed.
Market Update 19 Aug 2025: OCR Cut Incoming: Who Wins, Who Loses, and What You Should Do
OCR Cut Incoming: Who Wins, Who Loses, and What You Should Do
Gross Rental Yield Calculator
Rental yield is one of the simplest and most important measures of a property’s performance - and now you can calculate it in seconds.
Market Update 12 Aug 2025: Smaller Homes, Bigger Costs - What It Means for Property Investors in 2025
Smaller Homes, Bigger Costs - What It Means for Property Investors in 2025
Mortgage Repayment Calculator
See exactly how much your loan will cost you using our mortgage repayment calculator.
Property Investment Returns Calculator - Work Out Your Cashflow and Equity Gains
Invest with confidence using our property investment returns calculator to see how your next property will perform.
Learn How Much You Can Invest - Understand Your Property Investment Budget
When you’re planning your next property purchase, the first question is simple - how much can you actually afford to invest?
TC Ratings in Christchurch - What You Need to Know
In years gone by, TC Ratings were important when assessing the risk of an investment. But now, things have changed.
Is There An Oversupply Of Newbuild Properties in New Zealand?
Let’s look at the facts before jumping to conclusions.
Your Guide to New Zealand Property Investment - How To Become an Investor
Learn the basics of buying your first investment property.
The Balancing Act - Capital Gain vs Yield. The Secret to Successful Property Investment
Many investors focus too heavily on one or the other, often ruining the chance of buying a successful property investment.
Save Cash By Investing In The Right Property: Why Investors Are Turning to Newbuild Properties
The tax benefit of buying new instead of existing property is even bigger with higher interest rates.
The Best Time to Buy Property In New Zealand
There is data out there that indicates when a "good time to invest" is
Picking The Strength of The Market: How to Tell if the Property Market is Hot or Cold
The strength of the market can determine how good your investment is.
The Economics of Competition: How It Shapes Property Investment in New Zealand
Have you ever played the game 'Monopoly'?
What Is a "Good" Price for Property? The Truth Every Investor Should Know
How do we actually know what a "good" price is?
The Key to Property Investment Success
What is the greatest factor that leads to a successful investment?
Don't Rely on This For Your Retirement. Why Saving For Retirement Won't Cut It
For most people, the ultimate reason for saving is simple: to prepare for a fruitful retirement. But as you might imagine, this is easier said than done.
How To Spot a Soft Market (And Why It's The Best Time To Buy)
You should always rely on evidence-based research to answer all the questions you have.
Where Does Your Deposit Actually Go When You Buy Off the Plans
Where Does Your Deposit Actually Go When You Buy Off the Plans?
Why You're Susceptible To Losing Money. The Winning & Losing Mindset When Investing
Risk comes from not knowing what you're doing - Warren Buffett.
The OCR Explained - How Does It Affect You as a Property Investor?
The OCR affects all New Zealanders, including property investors.
The Worst Investment You Can Make. Avoiding Leasehold Properties
There are two types of assets, ones that appreciate in value, and ones that depreciate in value.
A Guide to Real Estate Agency Agreements in New Zealand: Sole vs General Agency
When you sell a property, you will need to decide between a sole & general agency if you work with a real estate agent.
Reducing Interest Rate Risk When Investing In Property
Interest rates are a hot topic right now and for good reason. With rising costs, comes rising risk of defaults...
How To Make Money by Off-The-Plan Property
Investing in an off-the-plan development that is 12-18 months away from completion can be daunting, but there is money to be made.
Dissecting Floor Plans On Newbuild Properties
Don't underestimate the power of a good floor plan when you're trying to rent out your investment property.
How Risky is Too Risky When Considering a Property Investment?
Any investment carries risk, but there are strategies property investors use to reduce their risk exposure.
Do You Know What Your Budget Is?
The best investment is the one you can get finance for. Do you know your budget?
7 Reasons Why Property Investment Just Makes Sense
Deciding on a suitable investment plan is hard enough, so here are 7 reasons why property investment just makes sense.
Waiting to Invest Could be Killing Your Buying Power
Waiting until the bottom of the market might actually be losing you money.
The Power of Leverage
Property investment has many benefits, but perhaps the biggest of them all is the ability to leverage your money.
Why You Should Invest Outside of Your Own Neighbourhood
The allure of familiarity can be strong, but is it always the best option?
What Happens If My Property Doesn't Get Built? Learn How You're Protected When Buying Off-The-Plan
Buying off-the-plan is a great way to make money early, but you need to know how you're protected when buying off-the-plan.
Cost To Own a Property - What Else Could I Do With That Money?
Property can cost money to own, but what else could you do with that money?
When Will My Property Be Finished? What Off-the-Plan Property Investors Need to Know
Buying off the plans requires patience, but when exactly can you expect to see the property you bought?
Avoid Missing Out On The Deal. How To Reserve a Property
When you find the property you want, it's time to secure it.
Don't Buy It Just Because It's a Cheap Property
Cheap properties don't always make the best investment. Choose wisely.
New Builds or Existing Properties: What’s the Smarter Investment?
New builds are talked about a lot at the moment. How do they stack up against an existing house?
Pay Off Your Mortgage Faster Using Investment Properties
Having your own home debt-free is difficult. Find a strategy to make it easier.
Don't Ask For a Discount, Ask For a Cashback On Your Property Investment
Developers are giving incentives to get deals across the line, but some offers are better than others.
Property Investment Can Make Sense When Interest Rates Are High
For many, inflation is something that they have heard of but probably don't truly understand how it impacts their investments.
Reducing The Volatility of Your Investments - Understand Property Price Growth
Property price growth isn't linear, so having an effective investment strategy to smooth out your returns and reduce your risk is important.
Is Property Investment Still Worth It?
With the rapid rise in property prices in 2021 and the subsequent interest rate hikes in 2022, it’s easy to understand why people are questioning whether property investment is still worth it.
How Much Money Do I Need To Invest? Property Deposit Requirements Explained
Breaking down the real numbers behind property deposit requirements and how they affect you as an investor.
The Two Property Investment Strategies to Fund Your Retirement
Set yourself up for retirement by understanding what you need to achieve your goals.
Pay Less, Invest Faster: Why Smart Investors Go Interest-Only Mortgages
There's often debate from investors on the best way to structure their mortgage payments.
Can Developers Cancel My Contract? Sunset Clauses Explained
Sunset clauses are widely talked about, but often misunderstood. So, what are they, and how do they affect you?
What Are Debt-to-Income Ratios (DTIs) - and Why Should Investors Care?
Lending is the most crucial piece in the puzzle for most investors, so it's important to understand how debt-to-income ratios will affect you.
Turnkey vs. Progress Payment: What Every New Build Investor Needs to Know
New Build investors have lots of options on the market, and there are different payment plans. So, which is better for you?
At Thrive we take a strategic approach to evidence-based property investment. With a view to helping you build wealth using our expert knowledge and market research to structure your portfolio in a way that gives you a superior outcome than merely buying and holding a few houses.
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