Investment
Strategies
Dislcosure
Passive Income
A journey of 1000 miles begins with a single step. This strategy is used to allow early retirement or have additional income to fund education and family expenses as your children grow. The Thrive Property Program can help you grow and maintain a portfolio of property to give passive income. The key is starting as early as possible and growing quickly, so by the time you meet your most resource intensive years, there is passive income for the benefit of you and your family.
Mortgage Acceleration
With the rise of the ‘mega-mortgage’ there has never been more interest in using investment property to get ahead – ask us how!
Retirement Planning
Anyone who is retired will tell you to start planning and investing as soon as possible. Our goal is to help New Zealanders get a written plan that allows them to enjoy their retirement without sacrificing the ‘here and now’. You’ll be amazed how much more in control you feel once you have the numbers in hand.
What will the process look like?
We run on the approved ‘six step’ financial advisory model:
1. We start with an introduction explaining our offering and how we get paid. This is a process known as "Engagement & Disclosure ".
2. We meet via zoom or in-person to understand your goals, aspirations, and tolerance for risk.
3. We provide our advice and commit it to writing in the form of a plan (not a boring long one, think lots of graphs and infographics).
4. You receive a copy of the plan.
5. We review options and move to due diligence and all going well, your 1st/next investment.
6. We review the plan annually or as often as you require to keep moving forward.
Thrive Core Concepts
Scale
A percentage growth in a big asset is better than a percentage growth in a small asset
Typology
Balance the purchase of growth and yield assets to sustain buying power
Duration
Time informs as to the scale and level of risk that is appropriate for the portfolio.
Diversification
Keeping a balanced portfolio, assets in different markets and locations
Leverage
Navigating lenders' credit policy, using borrowed money to make money
At Thrive, we avoid fad based advice and rely on fundamental concepts to support evidence based property investment.
At Thrive we take a strategic approach to evidence-based property investment. With a view to helping you build wealth using our expert knowledge and market research to structure your portfolio in a way that gives you a superior outcome than merely buying and holding a few houses.