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When Can I Buy My Next Investment Property?

This calculator helps you work out how long it will take before you have the equity and borrowing capacity to purchase your next investment property. Enter your current properties, income, household expenses, and investment goal and we'll forecast your timeline based on capital growth, mortgage amortisation, and serviceability.

Use our tools to become a property investment expert.

Learn More About Property Investment

Thrive's property investment calculators give investors the knowledge they need to make informed decisions. Whether you're assessing equity, serviceability, or long-term growth projections, these tools help you plan your next move, backed by real NZ lending logic and Thrive's investment expertise. They're designed to cut through guesswork and give you a clear picture of where you stand and when you'll be ready to act.

Want To See How Much You Can Invest?

Now that you know your investor profile, the next step is understanding your budget. Click on the button below to see what your buying power is based on your income and equtiy.

Frequently Asked Questions

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