Q: What Is Gross Yield?

Gross yield is the annual rental income of a property divided by its purchase price, expressed as a percentage. It gives you an idea of the amount of income you will produce compared to the purchase price.

Q: How Does This Rental Yield Calculator Work?

It calculates the gross rental yield of a property using the annual rental income and the property’s purchase price. This helps you quickly compare potential investment returns across different properties.

Q: What Is a Good Rental Yield?

It depends on location, property type, and your investment strategy. In New Zealand, a gross rental yield of around 4-5% is common for residential property, while higher yields may be found in certain regions or property types.

Q: What’s the Difference Between Gross and Net Yield?

Gross yield only considers rental income versus purchase price, while net yield also factors in expenses such as rates, insurance, maintenance, and management fees.

Q: Is This Calculator Result Guaranteed?

No - it’s an estimate based on the numbers you enter. Market conditions, tenant demand, and expenses can all impact your actual returns. For a full investment assessment, speak to a Thrive advisor.

Q: What Other Calculators Do You Have?

Here are some tools to help your property investment journey: - Gross Yield - How Much Can You Invest - Investment Returns - Loan-to-Value Ratio - Useable Equity - Mortgage Repayments

Question 1

Why Do I Need a Financial Adviser?

Answer

Because life is busy and the last person you look after is yourself. The hardest part of anything is starting. Let us take the ‘hard’ out of starting so you do it sooner. The best time to start was 20 years ago. The second-best time is now.

Question 2

What If I Don't Understand?

Answer

You will, or it's us who have failed. The mark of intelligence is taking something complex and making it simple. That's what we pay our clever Advisers for. Understanding breeds confidence.

Question 3

How Much Does It Cost?

Answer

Our advice is free to you! If you choose to invest, we’re paid by the property developer. This developer-paid model allows us to provide no-obligation property investment advice in New Zealand, without charging clients directly. Learn more.

Question 4

Am I Obligated To Follow Your Advice?

Answer

Think of yourself as the CEO of your own business, you're in the business of ‘You’. Good Chief Executives use judgement to decide whether to take advice from Advisers. They don't get into the analysis themselves. It’s up to us to make a compelling investment case for you to accept.

Question 5

Why New Builds?

Answer

We focus on new-build properties because they’re often better suited to investment goals: lower maintenance, higher tenant appeal, stronger tax treatment, and more efficient use of capital. While we don’t advise on existing properties, it’s not because we can’t - it’s because new-builds consistently offer better outcomes for most clients.

Question 6

Where Do You Get Your Properties?

Answer

We source from New Zealand’s largest new-build stocklist, giving you access to 1,000+ vetted units nationwide, including both completed homes and off-the-plan projects. Through our partnership with The Property Factory (NZ’s biggest stocklist provider) and our referral network, we ensure you see a diverse range of investment-grade properties. Each option is screened through our 5-Step Due Diligence Process so our recommendations align with your goals, not just what’s available.

Question 7

Do We Provide A Full Service?

Answer

Yes. We connect you with our trusted referral network to make your investment journey seamless from start to finish. While we focus on property selection and strategy, we’ll introduce you to vetted mortgage brokers, accountants, solicitors, property managers, and more. This means you get end-to-end support from specialists we trust, creating a full-circle service so you can invest with confidence, and without having to source these experts yourself.